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Subject to status. Conditions apply. Telephone calls may be recorded for training purposes.
Your ability to obtain credit in the short term will be affected and may be affected in the medium to long term. Fees payable. Rescheduling debt may affect your credit rating and remain on your file for a period of time, it may also lead to an increase in the total sum to be repaid.

A guide from the Insolvency Service: In Debt - Dealing with Creditors as recommended by the Money Advice Service. Alternative free-to-consumer debt advice organisations as recommended by the Money Advice Service.